1st home Owner occ.
home loan
Refinance Commercial Construction Business loans Rural 2nd Mortgage Caveat loans
Loan amount From $200K From $200K From $200K From $100K From $10M From $100K From $100K From $50K From $50K
LVR % Up to 95% Up to 95% Up to 95% Up to 75% Up to 80%
TDC
Up to 80% Up to 60% Up to 75% Up to 75%
Fast decision Yes Yes Yes Yes Yes Yes Yes Yes Yes
Defaults accepted Yes Yes Yes Yes Yes Yes Yes Yes Yes
100% online application Yes Yes Yes Yes Yes Yes Yes Yes Yes
Flexible payback Yes Yes Yes Yes Yes Yes Yes Yes Yes
Online ID verfication Yes Yes Yes Yes Yes Yes Yes Yes Yes
Terms Up to 30 yrs Up to 40 yrs Up to 40 yrs Up to 5 yrs Up to 5 yrs Up to 5 yrs Up to 10 yrs Up to 12 mths Up to 12 mths
Security type Property, land, commercial Property, land, commercial Property, land, commercial Property, land, commercial Property, land, commercial Property, land, commercial Property, land, commercial Property, land, commercial Property, land, commercial
DOCS REQUIRED                  
100 points of ID Yes Yes Yes Yes Yes Yes Yes Yes Yes
Rates notice Yes Yes Yes Yes Yes Yes Yes Yes Yes
Mortgage statements   Yes Yes         Yes Yes
Company       Yes Yes Yes Yes Yes Yes
Tax returns Yes Yes Yes            
6 month payslips Yes Yes Yes            
DA approval         Yes        
Pre-sales         Not required